Our goal is to always provide the best rates and service to earn your business and referrals for life! Choosing the right broker means more than simply finding the lowest quote on a 30 year fixed. As your needs change, I'll keep you partnered with the lender who best suits you.
After all, what stays fixed for 30 years?
- TODAY'S MARKET
- EMERY FINANCIAL-YOUR BROKER
Fortunately, with your business and that of your referrals of family and friends, we are financially strong and in the mortgage business for the long haul. Emery has always done the highest quality of loans which are A and A+ paper. Emery did very few Sub-Prime loans which are the major source of problems in the industry and has shut down some lenders in our industry. We have done over 38,000 loans since 1993 and less than 200 were originated as Sub-Prime Loans.
As the market adjusts, now is a great time to review your long term plans and possibly move into a longer term loan. For those friends and family that might be in process with lenders and brokers that are in trouble, and dont know it. Many wont get their loans closed. Their loans will either be denied due to guideline changes or the brokers/lenders may go out of business before they can fund their loans. Fortunately, your mortgage broker Emery Financial will be around to take care of business. If you have friends or family that are looking to purchase or refinance, make sure that they are as secure as you and please refer them to us.
